Qantara Finance
The UK’s first Shariah-compliant car finance where you own from day one. Fixed price. No interest – ever.
Not the bank. Not a lease company. You. Real Murabaha ownership.
Mufti Amjad Mohammed (25+ years experience). Audited every 3 months. AAOIFI compliant.
Cost + profit disclosed upfront. Total never changes. No hidden fees.
Non-profit late fee policy. Payment holidays available. We help, not exploit.
Not the bank. Not a lease company. You. Real Murabaha ownership.
Mufti Amjad Mohammed (25+ years experience). Audited every 3 months. AAOIFI compliant.
Cost + profit disclosed upfront. Total never changes. No hidden fees.
Non-profit late fee policy. Payment holidays available. We help, not exploit.
how it works
We don’t just work for you — we work with you. Our team becomes an extension of yours, translating your goals into smart, scalable, and beautifully-crafted digital experiences.
We’ll notify you as soon as applications open. For now, register your interest.
01
Any make, any model, from any reputable UK dealer. Find the car that suits your needs and apply online.
02
Our finance partner purchases your chosen car and sells it to you immediately at a fixed total price – disclosed upfront, with no hidden charges. You take ownership from day one.
03
Settle the agreed total over easy monthly instalments. Your payments never change and there’s no interest – ever. Simple. Transparent. 100% halal.
We collect details about you for eligibility purposes.
We complete an affordability assessment
Direct debit set up in your name
01
Any make, any model, from any reputable UK dealer. Find the car that suits your needs and apply online.
We collect details about you for eligibility purposes.
02
Our finance partner purchases your chosen car and sells it to you immediately at a fixed total price – disclosed upfront, with no hidden charges. You take ownership from day one.
We complete an affordability assessment
03
Settle the agreed total over easy monthly instalments. Your payments never change and there’s no interest – ever. Simple. Transparent. 100% halal.
Direct debit set up in your name
why qantara?
Built from the ground up as a true sale (Murabaha), not a loan. No interest. No uncertainty. No shortcuts.
Every contract and process is certified by our qualified Shariah Supervisory Board — ensuring full alignment with AAOIFI standards.
Combining timeless Islamic principles with modern fintech design.
The future of finance — built on faith and powered by technology.
We believe doing the right thing should be the norm, not the niche.
Finance that’s fair, transparent, and grounded in moral integrity.
Get Early Access
Be first in line. Join the early-access list for halal car finance – done properly
Qantara Finance is in the process of gaining FCA authorisation. We will only offer finance once authorised and all Shariah approvals are complete.
© 2025 Qantara Finance Ltd. Registered in England & Wales No. (Company No. 1669466).
Registered Office: Izabella House 24-26, Regent Place, Birmingham, England, B1 3NJ.
Appointed Representative (AR) of ITC
Compliance Ltd (No. 3704001), One Redcliff St, Bristol BS1 6TP — authorised & regulated by the FCA (No. 313486)
Qantara Finance Ltd is a credit broker, not a lender. FCA AR approval pending.
Qantara Finance LTD is registered in England & Wales (Company No. 16694666 with its registered office at Izabella House 24-26, Regent Place, Birmingham, England, B1 3NJ.
Qantara Finance Limited is a credit broker, not a lender. We may receive a commission from finance providers for introducing you to them — the amount of commission will vary depending on the lender, product, or other factors but will always be disclosed upon request.
We are currently in the process of gaining FCA approval to operate as an Appointed Representative (AR) . We will only offer or arrange finance once all necessary regulatory approvals are complete.
All products are offered in line with Shariah principles and under the supervision of our independent Shariah Supervisory Board.
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